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Everybody needs a place to hang their hat
A home for the kids, a dog and maybe a cat
It's a place to leave and when you want to you come back
Everybody needs a place to hang their hat

I was talking to a lender he told me that my scores were in the tank
He said not to worry he had a way to make me look great
He got me in a loan, took his fees and walked away with a smile
Now the arm is kicking in and I'll have to move out in a while

My American dream turned into my worst nightmare
We've got no place to go and the court will ensure we get there
Solid ground disappeared and turned into sinking sand
There's nothing left to stand for when they walk away with your land

The finger pointing started but there's no good coming from that
If we'd all pull together maybe we could get it all back
Our forefather's reason for coming here is hanging on the rack
Everybody needs a place to hang their hat